Tag: home ownership

Getting a mortgage when you are self- employed

Since the mortgage crisis hit, it is increasingly difficult for anyone to get a mortgage. If you are self-employed, this process can be even more complicated, regardless of credit score and good income. Getting a mortgage when you are self-employed requires a little more…

A Bank and a Short Sale: A Drama

The banking crisis is bleeding over all aspects of our lives: interest rates are plummeting, the value of the solar is dropping, and the cost of everything is going up. Meanwhile the weakened economy has jobs still scarce, pay stagnant, debts harder to pay,…

How low can they go?……Again

Thought the 30-year fixed rate mortgage couldn’t get any lower? Think again! Last week another record low was announced, making this the sixth consecutive week of “record” low mortgage rates. Only a month ago we were boggling over the 3.83% record low, but each…

Mortgage rates drop again with mixed reviews

Just when we thought they couldn’t get much lower, mortgage rates dropped again to reach new record lows. As mortgages become even more affordable, hopes are placed for further recovery in the reciprocal cycles of the housing market and economy. Thirty-year fixed mortgages are…

Get Preapproved, Not Prequalified

If you have considered shopping for a home, then you are going to want to find financing for your purchase. In fact, a smart homebuyer will have done their financing research before they start looking for the home of their dreams. Showing sellers that…

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